Choosing the right property survey


Choosing your property survey

Arnold & Baldwin offers RICS Accredited Surveys. RICS says “Why do you need an RICS Home Survey? Because forewarned is forearmed. Choosing the right survey will help highlight any serious problems and advise you of the specific risks before you commit to the process of buying or selling a property.

RICS has three different types of survey. These can only be conducted by qualified surveyors. Reliable and cost effective, these reports carry the full weight of the Royal Institution of Chartered Surveyors - the industry’s most respected authority on surveying.

Buying a home

It’s important to remember that your mortgage lender’s valuation report is not a survey. It merely tells your lender whether or not the property is reasonable security for your loan. An RICS survey will tell you the actual condition of the property. That’s vital information that can be invaluable during price negotiations, and will also help you avoid expensive surprises after you’ve moved in.

Selling a home

An RICS home survey can help you prepare for selling your property. It will show you any problems that may delay your sale or cause price reductions later in the process.

Staying at home

A survey of the current condition of your home will warn you of defects and help you avoid escalating repair and maintenance costs in the future. It will also be extremely useful if you’re thinking of remortgaging. 

The RICS Condition Report

Choose this report if you’re buying or selling a conventional house, flat or bungalow built from common building materials and in reasonable condition. It focuses purely on the condition of the property by setting out the following:

  • clear ‘traffic light’ ratings of the condition of different parts of the building, services, garage and outbuildings, showing problems that require varying degrees of attention;
  • a summary of the risks to the condition of the building; and
  • other matters including guarantees, planning and building control issues for your legal advisers.

A RICS Condition Report does not include a valuation, but your surveyor may be able to provide this as a separate extra service.

Ask your surveyor for a detailed ‘Description of the RICS Condition Report Service’ leaflet.

Book your condition report today 

The RICS HomeBuyer Report

Choose this report if you would like more extensive information whilst buying or selling a conventional house, flat or bungalow, built from common building materials and in reasonable condition. It costs more than the Condition

Report but includes:

  • all of the features in the Condition Report plus a more extensive inspection;
  • the surveyor’s professional opinion on the ‘Market Value’ of the property;
  • an insurance reinstatement figure for the property;
  • a list of problems that the surveyor considers may affect the value of the property;
  • advice on repairs and ongoing maintenance;
  • issues that need to be investigated to prevent serious damage or dangerous conditions;
  • legal issues that need to be addressed before completing your conveyancing; and
  • information on location, local environment and the recorded energy efficiency (where available).

Ask your surveyor for a detailed ‘Description of the RICS HomeBuyer Service’ leaflet.

Book your HomeBuyer report today

The Building Survey

Formerly called a structural survey, you could choose the building survey if you’re dealing with a large, older or run-down property, a building that is unusual or altered, or if you’re planning major works. It costs more than the other RICS reports because it gives detailed information about the structure and fabric of the property. It includes:

  • a thorough inspection and detailed report on a wider range of issues;
  • a description of visible defects and potential problems caused by hidden flaws;
  • an outline of repair options and the likely consequences of inactivity; and
  • advice for your legal advisers and details of serious risks and dangerous conditions.

A building survey does not include a valuation, but your surveyor may be able to provide this as a separate extra service.

Book your Building Survey today

Snagging list 

Snagging lists are for new build properties. Our qualified surveyors prepare a photographic schedule of items which have not been completed satisfactorily. This document should be submitted to the developer so they can conclude any remaining items prior to completion.

As an additional service this report can include a valuation of the finished property.  

Book your Snagging List today

Market Valuation

Market Valuations provide a brief overview of the size, condition and location of the property, and are valuation focussed. This report is for purchaser’s who are confident they are fully aware of all defects, and want to ensure they are paying the right price.  

Book your Market Valuation today

Mortgage Valuation

A basic mortgage valuation is the standard requirement needed in order to obtain a mortgage.  It will be used by your lender to determine the property is worth the amount you are seeking to borrow; after all, no lender wants to back a negative investment.  The main purpose of this valuation is to assess the value, therefore only major defects are highlighted.

Where this report is being carried out for mortgage purposes, the valuers duty is only to the lender, even though the purchaser usually pays for it.  When carried out for an individual, the mortgage valuation is also known as a Market Valuation.

Unless the property is modern and within the first two years of its NHBC Certificate, we recommend you commission a Condition Report, HomeBuyer Report and Valuation or Building Survey.

Book your Market Valuation today

 

Book your property survey today

Choose your survey

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Here's what our customers say

CLARE MCSHANE

Professional, efficient surveyors. Get the job done in a timely manner, had our survey back within 5 days of inspection. All team members I spoke with (Tiffany and Billy) were really lovely. Highly recommend. :)

RICARDO OLIVEIRA

I have only just started working with Stephen and he has already demonstrated the high levels of customer attention and dedication that this company has. The first impression he has caused is such that made me write this review. I have no doubt that the continuous service will be of same level. Looking forward to working further with Stephen. Well done!

Steve Kenny

Lease extension - I found Daniel Grove very professional and had an excellent understanding of all aspects relating to this transaction. Advice was invaluable, and it was nice to come across someone who did exactly what they said they were going to do. Would not hesitate in recommending the firm and Daniel to anyone who has a lease to extend.

Petros Kyrkilis

Amazing job and fully professional treatment. The surveyor went above and beyond to check for everything, when he could have easily claim lack of access. In addition he was more than happy to answer questions over the phone and be there to explain the steps.

Lynn Wilson

Within 48 hours I received my detailed report from Joe Arnold which enabled me to see the property as it was and not through rose-tinted glasses! The report highlighted areas where money might need to be spent and provided guidance on questions for my solicitor - just what I needed. Overall, the survey enabled me to re-assess my offer and in this respect was invaluable. Thank you for a friendly and professional service.

Mark Roberts

100% choose this company. As first time buyers we had a mortgage valuation which said the house was fine. The Arnold & Baldwin survey found over £30,000 of problems. Holes in the roof with daylight visible, damp, woodworm, broken sash windows and poor electrics. This company helped us renegotiate and save a fortune.

Joebun

Arnold & Baldwin came recommended and I’ve got to say they were brilliant - not just in identifying issues with the property I was looking at but in the way they kept me informed and up to date (ie picking up the phone instead of just posting / emailing communications with you). After dealing with estate agents for so long, it’s nice to have someone who is genuinely on your side.

Kamal Rahman

From my initial interaction with the firm I found them to be prompt, courteous and helpful. I received a detailed Homebuyers report within a week of instructing and was given the opportunity to talk it through with the attending surveyour. Overall excellent service all round, would certainly recommend this firm.

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